Tag: Ronald E Bachman

How Do You Spell Confusion? E-x-c-h-a-n-g-e-s

By Ronald E. Bachman  On October 1 government insurance exchanges started operating. Some states built their own exchange (14). Some states partnered for certain administrative services with the federal government (17). Some states, wanting no part of the Patient Protection and Affordable Care Act known as ObamaCare – Georgia included – decided to let the feds build the exchange (19).  We are entering a new and confusing world of Health Insurance Exchanges, also called Insurance Marketplaces. There are state, federal and private insurance exchanges. There are single and multiple carrier exchanges. There are agent/consultant operated, association operated, and insurance carrier run exchanges. The word “exchange” has even given way to the term “marketplace.”  What is a consumer to do? Where… View Article

ObamaCare Implementation: Stumbling Along

By Ronald E. Bachman On July 2, 2013, just a few short months before significant portions of the federal Affordable Care Act (ACA) were to take effect, a Treasury Department official announced the Obama Administration will “provide an additional year before the ACA mandatory employer and insurer reporting requirements begin.” “Provide” is a generous description. A mounting list of problems and failures plagues key aspects of the law, the most recent being the announced delays until 2015. Postponed by fiat of the Health and Human Services Department, the coverage mandate requires businesses of 50 or more employees to provide health insurance or pay a penalty. Along with the individual mandate, it was supposed to be key to solving the uninsured… View Article
By Ronald E. Bachman Conservatives have long promoted the expansion of individual health insurance over employer-based health insurance. Despite the sense in individual ownership, however, only about 5 percent of policies sold in the United States are to individuals. It’s not for want of trying: Interstate insurance purchasing of individual policies was a key item in the Republican “Pledge to America,” right after tort reform. Cross-state selling of health insurance is part of Mitt Romney’s “Repeal and Replace” health reform proposal. There are several reasons for the paucity of sales to individuals: Individuals lack the same employer-based tax advantages; it isn’t as lucrative for agents to sell policies one at a time; group sales reach more people faster,… View Article

Checking Up on Health

Health Policy Briefs: February 28, 2012 Compiled by Benita Dodd Registration is open and seats are filling quickly for the Georgia Public Policy Foundation’s next Leadership Breakfast, 8 a.m. Thursday, March 22, at Cobb County’s Georgian Club. State Attorney General Sam Olens and health care expert Ronald E. Bachman will give the “Georgia Health Care Update,” just days before the U.S. Supreme Court hears arguments in the challenge to the constitutionality of the federal Patient Protection and Affordable Care Act. Georgia is one of 26 states and the National Federation of Independent Business that filed the challenge to the law. The cost to register for the Leadership Breakfast is $25. Register here: http://tinyurl.com/7ldaqnk. Find out more here:… View Article

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